IOULegacy gives you everything you need to protect your family's future — letters that deliver themselves, memories that last forever, and a check-in system that watches over what matters most.
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Explore read-only demos with sample data — no sign-up required.
The deployed service member experience — check-ins, capsules, and release rules built for active duty.
DeployedFull legacy planning platform — capsules, letter templates, family tree, release rules, and more.
LegacyFamily organization — photos, recipes, calendar, documents, and shared notes for every household.
HomeEverything a paid subscriber gets — at zero cost to you.
Sealed, tamper-proof letters, videos, and documents that deliver on your terms — only when the time is right.
14 templates including 4 built for deployment — pre-deployment letter, just-in-case, homecoming, and family update.
Set inactivity triggers from 48 hours to 2 years. If you stop checking in, your capsules reach who they need to.
One tap to reset your inactivity clock. Proof-of-life signal that keeps your release rules from triggering early.
SHA-256 sealed capsules with a hash-chain audit log. Once sealed, nothing can be altered — ever.
Secure vault for wills, powers of attorney, service records, and VA documents. Organized and ready when your family needs them.
Our AI helps you find the right words. Write from the heart and let AI polish it into something your family will treasure.
Encrypted cloud storage for photos, videos, documents, and audio messages. Everything your family needs, in one safe place.
| Feature | Included Free |
|---|---|
| Digital legacy vault (competitors charge $75–$159/yr) | ✓ |
| Automated release rules with inactivity triggers | ✓ |
| Proof-of-life check-in system | ✓ |
| AI-powered letter writing assistance | ✓ |
| Tamper-proof SHA-256 hash chain | ✓ |
| Deployment-specific letter templates | ✓ |
| 10 GB encrypted cloud storage | ✓ |
| Comparable market value | $240–$300/yr |
| Your cost | $0 |
IOU, Inc. is a registered 501(c)(3) non-profit. We believe no service member should deploy without knowing their family is protected — regardless of their ability to pay.
IOULegacy is also free for veterans, first responders, Gold Star families, and people impacted by debilitating conditions like ALS, Parkinson's, Alzheimer's, and MS.
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